Commercial

Your business faces industry-specific risks and exposures, Intasure brings extensive experience in identifying and understanding the challenges most relevant to your company. Thanks to our long-standing partnerships with leading insurers, we’re able to provide competitively priced, comprehensive coverage that’s precisely tailored to suit your unique needs.

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Assets

We partner with nearly every major insurer in the industry, serving clients that range from listed corporations to solo entrepreneurs working from their dining rooms. The spectrum of business insurance solutions we offer is too broad to fully showcase here. Simply put—if you have assets to protect, income to secure, or potential liabilities to manage, we have a solution tailored for you.

Intasure Branded

With a substantial portfolio of corporate and investment properties, coupled with years of experience serving trustees and managing agents, we’ve become a leader in this type of insurance. Our bespoke Buildings Combined Policy, underwritten by Bryte Insurance Company, provides comprehensive coverage, including protection against fire, storm, and wind damage, as well as the following additional benefits:

Escalation – Covers the entire period until final reinstatement, up to 20%
Legal Liability – R50 million
Geyser All Risks – R25,000
Loss of Rent – Covered until the property is tenanted
Leak Detection & Water Loss – R15,000
Theft of External Fixtures & Fittings – R50,000
Watchmen’s Fee – R15,000 following an insured event
Sprinkler System Upgrade – Coverage for upgrading installations to meet legal requirements after an insured event
Machinery Breakdown

Liability

Exposure to potential third-party claims arising from your business operations is an unavoidable fact of life. Despite this being a wide and complex area of risk, various products are available that can protect your business. We can help you navigate this tricky area of insurance.

Cybertronic

The rapid advancement of technology is paralleled by criminals seeking to exploit vulnerabilities in our digital infrastructures. As this area of insurance evolves quickly, it demands specialized focus. At Intasure, we are committed to developing tailored products to address these emerging risks.

Cybertronic is a unique solution that combines Cyber Liability, Commercial Crime coverage, and protection for Electronic Equipment. Our coverage for electronic equipment is broader than standard policies, as it doesn’t rely on locked boot or alarm warranties for theft protection.

Income

Replacing or repairing your assets is often just part of the challenge after a claim. What about your ability to generate income? Business Interruption Insurance can help cover lost income while your building is being rebuilt or your machinery is being replaced and installed, to name a few examples. It can also assist with additional expenses, such as renting alternative premises, and even help mitigate the impact of clients who may have taken their business elsewhere due to the disruption. We’re here to help assess your specific needs and provide the right solution.

Accident & Health

Bodily injury to you or your staff can arise from a number of sources such as motor vehicle accidents, assaults or just general injuries while on duty. Products are available that can provide assistance with regard to death, permanent disability, income protection and medical expenses.

Cyber Crime

Cybercrime has become increasingly prevalent in South Africa, and we offer products to help address the many consequences of such incidents. Whether it’s theft of funds, liability concerns, loss of business income, or the cost of data recovery, we have you covered. Our specialised Cybertronic product is designed to help mitigate these risks.

Cybertronic is a unique solution that combines Cyber Liability, Commercial Crime coverage, and protection for Electronic Equipment. Unlike standard policies, our electronic equipment coverage goes beyond the usual limits, as theft is not restricted by locked boot or alarm warranties.

Kidnap for Ransom

Kidnapping and extortion have seen a significant rise in recent years. We offer products designed to provide financial support, expert guidance, and crisis management assistance during these challenging situations.