Marine

At Intasure, we understand the unique risks and exposures faced by the maritime industry. With our extensive experience and deep knowledge of these specific risks, we are able to offer comprehensive coverage that addresses the unique needs of your business. Through our long-standing relationships with top insurers, we can provide competitively priced, tailored marine insurance solutions that offer you the protection you need for your operations.

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Cargo – Goods In Transit

Marine Cargo Insurance provides protection against physical loss or damage to goods being imported, exported, or transported within South Africa, using any professional mode of transportation—whether by ship, plane, train, or truck. The term “cargo” refers to any item loaded onto any vehicle or vessel for transportation from one location to another.

A wide range of risk factors contribute to the coverage provided by a marine cargo insurance policy. Key factors include:

The mode of transportation
The size, weight, value, and type of goods being transported
The planned route
The duration of the voyage
Seasonal weather risks
Socio-economic factors, including moral hazards and political conditions

At Intasure, we have the expertise to identify the specific risks that apply to your situation, allowing us to tailor your coverage to suit your unique needs.

Small craft

Small Craft Insurance provides protection against physical loss or damage to your watercraft, whether in local or international waters, as well as coverage for certain liabilities to passengers and third parties. Vessels used for commercial charters can also be insured under this product.

With over 30 years of experience in marine insurance for the boating community, Intasure combines extensive knowledge with a strong commitment to service. We ensure that you receive the most reliable and cost-effective insurance coverage available.

Our coverage includes:

All expenses incurred to safeguard and recover your vessel
The cost of salvage you are legally liable to pay
Damage caused by hidden or submerged objects
Loss of personal effects related to the vessel, belonging to you or your family

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Discover the truth behind insurance premiums! With Intasure, higher premiums don’t mean higher costs—they ensure more comprehensive coverage.

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Get an Instant Online Quotation

An instant online quotation for your small craft is available here. SA Sailing members get special discounts and benefits.

Get an Instant Online Quotation

Hull

Commercial Hull Insurance is designed to protect against physical loss or damage to vessels used in commercial fishing. The coverage can also include certain liabilities, such as towing expenses. Marine insurance helps mitigate the financial impact of loss or damage caused by perils at sea. As a vessel owner, it’s crucial to ensure that you’re protected from all the potential hazards and unforeseen circumstances that can arise while on the water.

At Intasure, we have a team of skilled professionals who thoroughly assess the risks you face and tailor a marine insurance policy that meets your specific needs and circumstances, helping you make well-informed decisions about your coverage.

Members Quotation

An instant online quotation for your small craft is available here. SA Sailing members get special discounts and benefits.

Marine Liability (P&I)

We specialise in marine insurance placements, offering coverage for vessels, ports, and ship repair yards. Our policies are written on both a primary and excess of loss basis, ensuring comprehensive protection. With our deep knowledge and experience in the marine insurance sector, we deliver tailored coverage to meet your specific needs.

Our areas of expertise include:

Protection and Indemnity
Ports and Terminals
Charterers
Ship Repairers and Shipbuilders
Marine Liability Insurance Coverage

Ship Repairer’s Liability

Ship repairers who are responsible for watercraft and equipment in their care, custody and control, as well as damage to third party property and personal injury, arising in the course of their operations. The insurance is in place to indemnify the Assured for all sums which the Assured will become liable to pay by reason for the legal liability of the Assured as provider of Ship repair.

Fisherman’s Personal Accident

The Fisherman’s Group Personal Accident policy is specifically designed to offer protection for fishermen while working aboard their fishing boats or vessels. This policy provides compensation in the event of injuries, disability, or death resulting from violent, accidental, external, and visible events.

Stock Throughput

Stock Throughput (STP) is a marine policy designed to insure a company’s inventory and the flow of goods from the production source to their final destination, whether in storage or at a retail location. An STP policy consists of three key components:

Ocean cargo insurance
Inland transit coverage
Property/storage protection

Goods are covered at all times, whether in transit, being processed (excluding damage caused by the manufacturing process), or stored at owned or third-party premises.

Opting for a separate stock throughput policy, rather than relying solely on basic transit coverage within a property “all-risk” policy, offers seamless protection for goods and greater control over inventory risks across the entire supply chain—from the supplier or point of origin to the final destination.

With our extensive experience, we can tailor a policy that best suits your specific needs.

Stock Throughput

Ocean cargo insurance
Inland transit coverage
Property/storage protection

Goods are covered at all times, whether in transit, being processed (excluding damage caused by the manufacturing process), or stored at owned or third-party premises.

With our extensive experience, we can tailor a policy that best suits your specific needs.